Three courses, each built for a different kind of financial passage
Whether you are stepping out of employment, founding a business, or making a broad directional shift, there is a programme designed around the specific financial questions your situation raises.
Back to HomeHow the courses are structured
Each Crane Counsel programme follows the same underlying logic: start with where you are financially, work through the specific questions your transition raises, and finish with a clearer picture of what the change will look like in financial terms over the short and medium term.
Assess
Map your current financial position — income, outgoings, savings, insurance, retirement provisions.
Model
Work through the financial implications of the change you are considering, using structured frameworks and Hong Kong–specific examples.
Prepare
Identify the steps, decisions, and conversations with licensed professionals that your preparation requires.
Financial Footing for a Career Change
A four-week course for professionals in their 40s and 50s who are considering or already making a career transition — whether voluntary or not. The course focuses entirely on financial preparation, not career direction.
Key Topics
- Building an adequate cash buffer for the transition period
- Protecting MPF contributions during employment gaps
- Reviewing insurance coverage that was tied to previous employment
- Budget restructuring for changed or interrupted income
- Short-term financial decisions that affect medium-term outcomes
Programme fee
HKD 1,780
Duration
4 weeks
Business Start-Up Finance for Later-Career Founders
A six-week programme for those in their 40s or 50s who are starting a business — often a first venture. The emphasis throughout is on prudent pacing and realistic timelines rather than optimistic projections.
Key Topics
- Separating personal and business finances from the start
- Honest cash-flow modelling for early-stage businesses in HK
- Funding options suited to small owner-operated ventures
- When and how to start drawing income from the business
- Protecting personal financial stability during the early stage
Programme fee
HKD 2,480
Duration
6 weeks
Mid-Career Transition Full Programme
A ten-week programme for those making a substantial shift — into consulting, non-profit work, academic study, or a different industry. The course addresses the full financial shape of the change, integrating transition planning with longer-term retirement considerations.
Key Topics
- Multi-year income modelling across different income sources
- Structured drawdown from savings where relevant
- Hong Kong tax implications across different income types
- Integration of transition planning with retirement preparation
- Contingency planning for longer or more complex transitions
Programme fee
HKD 3,080
Duration
10 weeks
Which programme suits your situation?
The three programmes share a common approach but address different starting points. Use this comparison to identify which fits where you are.
| Topic coverage | Financial Footing 4 wks · HKD 1,780 |
Start-Up Finance 6 wks · HKD 2,480 |
Full Programme 10 wks · HKD 3,080 |
|---|---|---|---|
| Cash buffer and runway planning | |||
| MPF continuity during transition | |||
| Insurance coverage review | |||
| Personal/business finance separation | |||
| Early-stage business cash-flow modelling | |||
| Multi-year income modelling | |||
| Savings drawdown planning | |||
| HK tax implications by income type | |||
| Retirement planning integration | |||
| Best suited for | Career transition, voluntary or not | First-time business founders in 40s/50s | Major directional shifts needing full financial view |
What applies across all three programmes
Hong Kong–specific throughout
MPF, salaries tax, local insurance structures, and HK market conditions are built into the material — not treated as local variants of an international template.
Small cohort size
Programme numbers are kept limited to allow genuine discussion and scenario-based learning that reflects the range of real situations participants bring.
Updated before each cohort
Material is reviewed and updated before each new cohort begins to reflect any changes in HK legislation, tax, or MPF rules that affect the content.
No product recommendations
No financial products are sold or recommended. The courses are educational. What you do with the knowledge you gain is entirely your decision.
Data handled minimally
We do not collect or store personal financial data from participants. What you apply to your own situation in exercises is private.
Paced for working professionals
Session lengths and scheduling are designed for people still in demanding roles. Evening and weekend sessions are available on request.
Clear programme fees
Each fee covers the full programme — all sessions, materials, and exercises. There are no add-ons or upsells.
Programme 1
Financial Footing
HKD 1,780
4-week programme · All materials included
- 4 weekly sessions
- Cash flow worksheets
- Insurance review checklist
- Post-programme Q&A
Programme 2
Start-Up Finance
HKD 2,480
6-week programme · All materials included
- 6 weekly sessions
- Cash-flow modelling templates
- Business/personal separation guide
- Post-programme Q&A
Programme 3
Full Programme
HKD 3,080
10-week programme · All materials included
- 10 weekly sessions
- Multi-year income model
- Retirement integration worksheet
- Post-programme Q&A
Not sure which programme fits your situation?
A brief conversation is usually enough to identify the right fit. We are glad to answer questions before you commit.
Contact Us